The Earned Income Tax Credit (EITC) is a credit that gives hardworking families and individuals money back at tax time. It’s designed to encourage and reward work, offset federal payroll and income taxes, and raise living standards. If you qualify for the EITC, you can still receive a tax refund even if you don’t owe income tax. You can claim the credit whether you’re single or married, or have children or not. The main requirement is that you earned income during the tax year.
The three main criteria to claim the EITC are your income, a Social Security Number, and a qualifying child.*
INCOME: You need to work and earn income for at least part of the year. Your income cannot exceed the amounts in the chart below, including investment income. Earned income includes wages, salary, tips, employer-based disability, self-employment income, military pay, or union strike benefits.
SOCIAL SECURITY NUMBER: You need to have social security numbers that permit work for you, your spouse, and any children claimed for the EITC. You cannot claim the EITC if you file your taxes with an ITIN. For more information, please see Tax Filing with Immigrant or DACA Status.
QUALIFYING CHILD: If you claim children for the EITC, they must be a “qualifying child.” See below for details.
*While claiming children is not a requirement, families with multiple children are eligible for higher credit amounts.
Click here for additional information about the EITC and who qualifies from the Get It Back Campaign.
Number of children | Single or Head of Household workers with income less than | Married workers with income less than | EITC up to |
3+ children | $56,838 | $63,698 | $7,430 |
2 children | $52,918 | $59,478 | $6,604 |
1 child | $46,560 | $53,120 | $3,995 |
No children | $17,640 | $24,210 | $600 |
The EITC is the largest, most effective relief program in the country. It’s designed to fill the gap between what you earn and what’s required to meet the basic needs of you and your family by increasing your income with a refundable tax credit. Qualifying for the EITC can help you to:
EITC income for children living in eligible families is linked to more work hours and higher earnings later in life
For each $3,000 per year in EITC that children in an eligible family receives before the age of 6, their working hours increase by 135 hours a year between the ages of 25 and 27, and their annual earnings increase by 17%.
Source: Greg J. Duncan, Kathleen M. Ziol-Guest, and Ariel Kalil, "Early-Childhood Poverty and Adult Attainment, Behavior, and Health," Child Development, January/February 2010, pp. 306-325
GRANDPARENT CAREGIVERS & FOSTER CARE PARENTS
Grandparents and other relatives care for millions of children in foster care and outside of the formal child welfare system. Relative caregivers and foster parents often do not know that they may be able to claim the children they take care of for the EITC or the Child Tax Credit (CTC).
VICTIMS OF ABUSE
Not only do victims of domestic violence experience physical and psychological harm, domestic violence can lead to economic distress, financial dependence and employment instability. Free tax filing assistance and refundable tax credits, such as the EITC and CTC, may be a lifeline that can help survivors to boost earning power, establish a safety net, and ultimately end financial relationships with an abusive partner.
LOW-INCOME WORKERS WITHOUT CHILDREN
Tax credits can represent a useful income boost for hardworking individuals who do not have children living with them. While workers not living with children receive only a small EITC, some non-custodial parents may be eligible for a substantial Child Tax Credit if they are permitted by a divorce or separation agreement to claim a child as a dependent.
WORKERS WITH DISABILITIES & CHILDREN WITH DISABILITIES
Individuals with disabilities and families that are raising children with disabilities face profound challenges. Workers who receive long-term, employer-paid disability benefits and are under the minimum retirement age can qualify for the EITC and CTC, even if they didn’t work during the year. These benefits are considered earned income. Families need to know that a child of any age with a permanent and total disability can be claimed for the EITC. Workers who have a severe disability or are raising a child with a severe disability can claim the tax credits and continue to receive other public benefits.
WORKERS RECENTLY UNEMPLOYED
Workers who are recently unemployed, experiencing reduced income, or engaged with workforce training and development programs may be eligible for the EITC.
LIMITED ENGLISH SPEAKING WORKERS
Language assistance is available at select tax site locations in Spanish, Mandarin Chinese (and other Asian languages), and American Sign Language for deaf or hard of hearing individuals.
Schedule an appointment with the Cuyahoga EITC Coalition to see if you qualify for the EITC